How many times have you told yourself that you are going to start saving money? But until now you still don't have any savings. You may have started and saved up a little but ended up spending it.
Don't worry, t are ways to save up even when money is tight.
These three saving money tips will set you up for success in saving money consistently!
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Free Saving Money and Spending Tracker - to help you track your savings and spending.
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THE 3 WAYS TO SAVE MONEY FAST
1. SAVE BEFORE YOU SPEND
Setting up an automatic savings facility is the best way to save money consistently month after month. Most banks offer automatic deductions from your salary to your savings account. That way you can save first before you can even see and spend your money.
This is a very effective way to save up. Pay yourself first before paying your bills and live from what's left.
Most of us save money after spending and paying bills. The poor practice of handling finances.
This is a very effective way to save up. Pay yourself first before paying your bills and live from what's left.
Most of us save money after spending and paying bills. The poor practice of handling finances.
Start a saving money challenge and see if it is working for you.
Do not touch your savings
Saving money can be done easily if you have the money for it. But the real problem comes in when you have no sufficient amount for your expenses and you have no other option but to spend your small savings.
Our goal is to save money consistently every payday, remind yourself of that always. Grab this "Save Money And Money Will Save You." free Wall Art Quote that you can hang on your wall for inspiration
2. CREATE A BUDGET
Create a budget that you can follow consistently. It is important that you know how much money you spend where. Writing down all your expenses is a big help in categorizing your expenses. The envelope system is a great idea for budgeting too.
Use a Budget Planner to make budgeting and handling your finances easier.
Start to meal plan
Food is where we tend to spend more. Preparing our own food for work is a great way to save. Menu planning promotes nutrition for your family, saving you for medicines and medical expenses in the future.
Food is where we tend to spend more. Preparing our own food for work is a great way to save. Menu planning promotes nutrition for your family, saving you for medicines and medical expenses in the future.
If you are a busy mom with picky eater kids the Meal Planning for busy moms ebook+printables is just right for you. It has chapters for picky eaters and healthy kids' lunch ideas.
3. EARN EXTRA
3. EARN EXTRA
Discover your talent and make money out of that. You can bake, paint, tutor, write or work part-time online. Render overtime at work if needed.
You can also start a profitable blog and earn money at home. Here is a free guide on how you can start a money-making blog.
Other people sell valuable stuff that they no longer use. There are so many ways to make money online while staying at home with your kids!
Instead of asking for a loan from family or friends, think of a service you can offer them. Sell them your baked cupcakes, offer to tutor their kids, or babysit for a few hours.
Also, read
Also, read
How to create a simple budget
How to Save Money on a Budget
How to Get Control of Your Spending
5 Coupon Strategies to Save Money on the Food Budget
How to Save Money on a Budget
How to Get Control of Your Spending
5 Coupon Strategies to Save Money on the Food Budget
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Save before you spend is key! I refuse to put anything major on credit card unless I have the actual money to pay it off.
ReplyDeleteThank you for sharing. I am a budgeting fool since I started on the road of getting my Bachelors in accounting. I keep receipts to everything and I like to see where are spending is going wrong...lol. It is amazing what budgeting can do for you financially!!
ReplyDeleteGreat article! Hubby and I are firm believers in saving, saving and more saving! I completely agree, realistic budgets are key and including your savings in your budget!
ReplyDeleteThanks for the ideas! I *think* I'm on track with each of these measure. Except maybe save first...I need to work on that.
ReplyDeleteI've been withdrawing cash so I only spend what I have when I leave the house. I agree on meal planning! More cost friendly and less wasteful.
ReplyDeleteMy husband plan the budget of our family and he does keep everything under control. Your tips are handy and would love to use them now. Thanks
ReplyDeleteGreat suggestions and tips. I agree with not touching your savings account or borrowing from it.
ReplyDeleteI'm the worst at saving. My Qapital app has been a lifesaver lately since I can't see the savings!
ReplyDeleteGreat advice! Easier said than done lol
ReplyDeleteI am definitely working on the meal planning right now. We tend to eat out a lot, which ends up costing so much!
ReplyDeleteI am definitely working on the meal planning right now. We tend to eat out a lot, which ends up costing so much!
ReplyDeleteI find that side hustles really bring the money in if you're doing something you love and that works with your schedule!
ReplyDeleteThis has been my life. I've been really trying to earn extra since the others on the list haven't really been coming true for us.
ReplyDeleteThis is a list that seems simple enough lol I need to stick to leaving my savings alone, I just take when things happen, but I need to set up more of a nest egg.
ReplyDeleteI'm always looking for ways to save money Thank you!
ReplyDeleteSaving money is an important lesson to learn. Thanks for posting these additional ways of savings.
ReplyDeletethanks for these tips and ideas!! I totally agree with saving money before you spend, it makes all the difference!
ReplyDeleteAwesome! I just opened a saving account and making weekly deposits. Thinking of dabbling in getting extra income.
ReplyDeleteI think I budget my money pretty well. I do not however budget my money nce it is in my wallet. Cash disappears so quickly!
ReplyDeleteI needed these tips I'm so bad at saving money!! lol
ReplyDeleteI'm glad I came across this! Very helpful!!
ReplyDeleteFood takes most of our budget. I try to cook dinner three times a week and I almost always have leftovers, which helps for the next day. My two kids that still live at home work and fend for themselves for breakfast and lunch which does help take a load off as well. These other tips are very helpful as well ��
ReplyDeleteThe tips you have given here are great and it is going a long way to help young people who wants to give a responsible account of their expenses and invest in their future projects . Thanks for sharing
ReplyDeleteIf I don't meal plan a little, I buy the whole store!
ReplyDeleteI've heard of saving before spending, but I haven't actually done it yet. I think that's what would make the most difference for my household. That's a good starting point.
ReplyDeleteMy main goal this year is to start saving more. It just seems like "life" always happens and derails my plans lol
ReplyDeleteI think more and more people are getting to realize that the thing they really need to do is make more. Hustle is huge right now. People always need people.
ReplyDelete#1 is probably the most important tip and sadly where most Americans fail. Paying yourself is investing in yourself and preparing for your future. 2 vital pieces for a successful life!
ReplyDeleteA budget is one of the most important things we did to change our finances! Great ideas for earning extra!
ReplyDeleteOh, I know it is true. And yet, the savings part if the absolute hardest part. THanks for the continued encouragement!
ReplyDeleteSaving before spending indeed changed my life when i discovered it few years back. I broke a habit and reprogramme my habit for financial freedom.
ReplyDeletehttps://rawlingsunday.wordpress.com/2017/12/29/did-you-achieve-your-goals-for-this-year/
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ReplyDeleteThese are some great tips. I am always looking for ways to save. Creating a menu is such a great idea for cutting expenses. When you know what you are going to be eating ahead of time, then you can plan appropriately when you plan your grocery list...its like not going to the grocery store hungry! :)
ReplyDeleteThis is so true - especially the tip about budgeting. It has been KEY for me and my husband on our savings journey! :)
ReplyDeleteI'm SO bad at saving I need a constant reminder of these things!
ReplyDeleteThank you Mattie for dropping by. Saving money is not easy. I hope this tricks help.
DeleteBest way I have found to save money is with meal planning, you only buy what food you need then.
ReplyDelete3 great tips. I will pass this onto my family because they like to spend money.
ReplyDeleteMeal planning is huge! Saving money on eating out and on food waste.
ReplyDeleteHi there from one personal finance blogger to another.
ReplyDeleteI'm brand new to your blog and love what I see. I can't wait to dig around more. I've discovered that I have your ebook!
These are fantastic tips! Save before you spend is key!
ReplyDeleteA realistic budget is 100% key when it comes to saving money. Lofty goals will get you nowhere if you're not dealing with a realistic understanding of how much cash you're bringing in and spending.
ReplyDeleteThanks for the tips! I need to learn to save more and spend less!
ReplyDeleteOne of the things my husband and I do is to set a standard of living we are happy with and stay with it. Any time we get extra money (tax return, gifts, raises) we don't change our lifestyle, we just put that money into savings.
ReplyDeleteI totally agree about paying yourself first. The key is to tell your money what to do and not to be afraid of checking in and seeing where you are instead of hoping for the best. Having a budget shouldn't be seen as a limiting step, something that holds you back. Having a budget helps you get closer to your dreams because you know exactly where your money is going and how much you can save.
ReplyDeleteI have been surprised at how much we can get by with when we do a spending freeze. I also find that if I simply don't go shopping, I am less likely to spend money. Thanks for the refresher.
ReplyDeleteAh! Love this! Gonna have to print these out soon. I am OBSESSED with budgeting. Thanks for sharing girl!
ReplyDeleteGreat suggestions esp on saving before spending, i find that if its the other way round, we have spent everything and end up saving next to nothing.
ReplyDeleteGreat tips, paying yourself first and making a meal plan have really helped me cut costs.
ReplyDeleteYou have some awesome saving tips here and love the saving before you spend. I work on the save/prioritized expenses/emergency fund/play budget this way you can plan with out deprivation.
ReplyDeleteThank you so much for all of these awesome tips. This is the year for me to start cutting back and start $aving! I can't wait to check out the eating all organic for $188 a month.
ReplyDeleteThanks for the tip. i will use it for my savings seeing as I want to travel.
ReplyDeleteThese are some really awesome ideas that I will definitely be implementing!! Thank you!
ReplyDeleteThese steps are on point! Thank you for the tips and steps on how to save money fast. I use some of the steps in my daily living, I also manage to have the secret on How to have a passive income
ReplyDeleteI definitely need to spend less on groceries!
ReplyDeleteYes the auto savings plan is amazing! Moving it out before the bills are paid is such a great way to save! Thanks for all the tips!
ReplyDeleteCreating a budget really helped me. I use Mint and it helped me see where my money was going, what I needed to stop wasting money on, and how to plan for the things I really needed/wanted. Great post! Thanks for sharing
ReplyDeleteI will be interested in more similar topics. i see you got really very useful topics , i will be always checking your blog thanks self budgeting app
ReplyDeleteThank's for give me a wondereful saving suggesions this article is very helpful to save the money.Thank's once again.save on medical lab tests
ReplyDeleteI agree that it is best to save money before spending. Some recommends saving 20% of your monthly income. Thanks for these tips.
ReplyDeleteWorking on the "Earn extra" tip. =)
ReplyDeleteI'm going to snag some of these downloads!!
ReplyDelete